Kaelo Gap Cover offers financial protection against certain medial expense shortfalls. It extends cover and provides the freedom to choose the medical service provider that will give the best care, regardless of the medical scheme or plan option.
Resources
2026 Range Comparison Brochure
2026 Optima Summary of Cover
2026 Optima Policy
2026 Core Summary of Cover
2026 Core Policy
Disclosure Notice
Lifestyle Benefits Brochure
Gap Cover Explained Video
Why it's time to start bridging the gap!
Understanding Waiting Periods
Case Studies
FAQs
Cashless Co-Payments
Benefits of Digitising the Claims Experience
Claims Process
Claims Guide
Claims Video
Fact Sheet
Western Gap Cover offers peace of mind with financial cover for certain medical expense shortfalls. There are a variety of plan options to choose from allowing tailor-made solutions to suit financial and benefit needs.
2026 Range Comparison Brochure
2026 Summary of Cover
2026 Select Policy
2026 Gap Policy
2026 Plus Policy
2026 LPE Policy
Disclosure Notice
Oncology Buy-Up
Lifestyle Benefits Brochure
Understanding Waiting Periods
Gap Cover Explained Video
Why it's time to start bridging the gap!
Cashless Co-Payments
Benefits of Digitising the Claims Experience
Claims Process
Claims Guide
Claims Video
Fact Sheet
Range Comparison Brochure
Summary of Cover
Ultimate Care Policy
Care Policy
Xtra Care Policy
LPE Policy
Many South Africans do not have access to quality healthcare, which means that their health may be at risk. Kaelo Health puts quality healthcare within reach of millions of South Africans. There are a number of plans to choose from that provide quality and affordable solutions to meet individual’s healthcare needs.
Resources
2026 MyHealth Range Comparison Brochure
2026 MyHealth Plus Summary of Cover
2026 MyHealth Plus Policy
2026 MyHealth Core Summary of Cover
2026 MyHealth Core Policy
2026 MyHealth Vital Summary of Cover
2026 MyHealth Vital Policy
2026 MyHealth Family and Maternity Buy-Up Policy
2026 Accident Range Comparison Brochure
2026 Extended Accident Summary of Cover
2026 Extended Accident Policy
2026 Accident Summary of Cover
2026 Accident Policy
Disclosure Notice
Lifestyle Benefits Brochure
Dis-Chem Health presents a range of Medical Insurance & Gap Cover options to suit individuals and families needs and finances.
Resources
2026 MyHealth Summary of Cover
2026 Accident Summary of Cover
Kaelo Lifestyle through our AskNelson programme helps members cope with stressful situations at work and in their personal lives, whether related to their career, personal finances, legal advise, health or relationships.
Kaelo Money is a comprehensive financial solution that forms part of the Kaelo Lifestyle offering. It provides employees with access to an affordable emergency wallet and is focused on financial wellness and psychosocial well-being through financial coaching and other financial wellness tools.ย
Resources
Comparison Brochure
AskNelson Brochure
AskNelson Digital Brochure
AskNelson Student Support Brochure
International Brochure
Rules
Kaelo Clinics provides an integrated and impactful approach to the delivery of on-site primary and occupational health services, optimising cost and clinical outcomes.
Kaelo Clinics Brochure
Kaelo Life offers essential funeral cover for employees, which is reliable, culturally relevant and features market-leading premiums.