![Sanlam Logo Sanlam Logo](https://wwwuat.kaelo.co.za/wp-content/uploads/2022/12/SanlamLogo.jpg)
![Underwritten by Centriq Underwritten by Centriq](https://wwwuat.kaelo.co.za/wp-content/uploads/2022/12/Underwritten-by-Centriq.png)
Sanlam Gap Claim Form
This is not a Medical Scheme and the cover is not the same as that of a Medical Scheme.
This Policy is not a substitute for Medical Scheme membership.
Kaelo Risk (Pty) Ltd is an authorised financial services provider (FSP 36931)
Insurance Products are underwritten by Centriq Insurance Company Limited (“Centriq”)
a licensed non-life insurer and authorized Financial Services Provider (FSP 3417)
![Centriq Insurance Centriq Insurance](https://wwwuat.kaelo.co.za/wp-content/uploads/2019/03/Centriq-Insurance-Logo-300x66.png)
![](https://wwwuat.kaelo.co.za/wp-content/uploads/2019/09/2019-Kaelo-Logo.png)