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This is not a Medical Scheme and the cover is not the same as that of a Medical Scheme. This Policy is not a substitute for Medical Scheme membership.
Kaelo Risk (Pty) Ltd is an authorised financial services provider, FSP 36931.
Kaelo Gap and Kaelo Health are insured by Centriq Insurance Company Limited (“Centriq”), a licensed non-life insurer and an authorised Financial Services Provider (FSP 3417).
Kaelo Risk (Pty) Ltd holds preference shares in Centriq Insurance Company Limited.
Western Gap is underwritten by Western National Insurance Company Limited (FAIS: Juristic Representative under FSP 9465).
Lifestyle Benefits are Kaelo offerings. Service Providers are contracted to Kaelo.
The Kaelo Health - MyHealth Access Plan is administered by Kaelo Simply Healthcare (Pty) Ltd, registration number 2004/009584/07.
© Copyright 2025 by Kaelo. Website is administered and the property of Kaelo Shared Services Pty Ltd Registration no: 2012/169546/07. All Rights Reserved. Use of this website is regulated by our Privacy Statement.

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